Transfer Duty Calculator

SARS transfer duty, effective 1 April 2025 - since 2015 the same table applies to every buyer, whether a person, company or trust. Properties up to R 1 210 000 pay no transfer duty.

If the seller is a VAT vendor selling in the course of business - typically a developer selling a new home - VAT is included in the price and no transfer duty is payable. Check with your conveyancer.
The home
SARS brackets (effective 1 April 2025)
R 0 – R 1 210 000 Exempt
R 1 210 001 – R 1 663 800 3%
R 1 663 801 – R 2 329 300 R 13 614 + 6%
R 2 329 301 – R 2 994 800 R 53 544 + 8%
R 2 994 801 – R 13 310 000 R 106 784 + 11%
R 13 310 001+ R 1 241 456 + 13%
Source: SARS (bootstrap) - last checked against sars.gov.za on 11 Nov 2026.
See the duty SARS will charge
Enter the purchase price, then press Calculate Transfer Duty.
  • The transfer duty on this price
  • The SARS bracket it falls in
  • The effective rate on the whole price
About these figures

Worked out from the figures you enter and the published rates and tables shown; results marked as estimates depend on assumptions. General information, not financial, credit, tax or legal advice - Property HQ is not an authorised financial services provider or a registered credit provider, and banks do their own affordability assessment under the National Credit Act. Confirm the figures for your own case with your bank, conveyancer or a registered tax practitioner.

Where the figures come from

Tax, transfer duty and CGT tables from SARS; prime, repo and CPI from the South African Reserve Bank; minimum living costs from the National Credit Act regulations; exchange rates from the European Central Bank (via Frankfurter).

Frequently asked questions

4 quick answers - tap a question to open it
What is transfer duty?

A tax SARS charges the buyer when property changes hands. It's paid through the transferring attorney before the property can be registered in your name.

How is transfer duty calculated?

On a sliding scale: nothing is payable up to a threshold, then each band of the price is taxed at a higher rate. SARS updates the table from time to time; the calculator uses the table in force on the date you pick, kept in sync with SARS.

When don't I pay transfer duty?

When you buy from a VAT-registered seller, such as a developer selling a new unit, the price includes VAT and there's no transfer duty. Some transfers, such as between spouses on divorce, are exempt.

Is transfer duty the only cost?

No - the transferring attorney's fee (with VAT), Deeds Office fees and, with a bond, the bond attorney's fee are on top. The cost of buying calculator adds them all up.