Rental Yield Calculator
Gross and net yield with SA-standard expense categories.
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- Gross and net yield
- Rental income and expenses for a year
- How the net yield compares with the typical range
Worked out from the figures you enter and the published rates and tables shown; results marked as estimates depend on assumptions. General information, not financial, credit, tax or legal advice - Property HQ is not an authorised financial services provider or a registered credit provider, and banks do their own affordability assessment under the National Credit Act. Confirm the figures for your own case with your bank, conveyancer or a registered tax practitioner.
Tax, transfer duty and CGT tables from SARS; prime, repo and CPI from the South African Reserve Bank; minimum living costs from the National Credit Act regulations; exchange rates from the European Central Bank (via Frankfurter).
Frequently asked questions
3 quick answers - tap a question to open itWhat's the difference between gross and net yield?
Gross yield is a year's rent divided by the price. Net yield first takes off the costs of owning the property - levies, rates, insurance, maintenance, letting fees and empty months - so it's what you actually earn on the price.
What is a good rental yield in South Africa?
It depends on the area and the type of property: yields are usually higher where prices are lower, and capital growth often lower. Compare suburbs on the area insights page rather than relying on a single rule.
Does yield include the bond?
No - yield measures the property, not how it's financed. Use the cash flow calculator or deal analyser to see the monthly position with a bond.