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Ask questions, share deal analyses and learn from people buying, renting and investing - wherever in the world you are.
First-time buyer checklist (from pre-approval to keys)
The whole journey from "I want to buy" to holding the keys, in order: 1. Know your budget - the affordability calculator (propertyhq.co.za/calculators/affordability) shows what you...
How to post a deal so people can help you
Want feedback on a property you're looking at? The more of these you include, the better the answers: - Suburb and town (not the street address) - Asking price, and what you plan t...
Member's own analysis — not financial advice. Figures are the poster's assumptions.Welcome to Property HQ - start here
Welcome! Property HQ is for anyone buying, renting out or investing in South African property - first-time buyers, landlords, investors, people moving provinces and South Africans...
Hi Property HQ, I'm Kaitlyn
Hi everyone! I'm new to Property HQ. I am looking to learn more about property and investment in general. I'm curious about learning what to look for and what questions to think ab...
Which suburb should we look at first? Tell us yours
Local knowledge beats any spreadsheet. Tell us about your area: - Which suburb and town? - What's selling, and roughly how fast? - What do rentals go for, and do they stay full? -...
What the latest SARB rate decision means for your bond
At its September 2026 meeting the Reserve Bank raised the repo rate by 0.25 percentage points to 7.25%. Banks' prime lending rate went from 10.50% to 10.75% from 25 September 2026....
Before you sign a tenant: the checks that matter
A bad tenant costs far more than an empty month. The checks worth doing before you sign: - Credit and reference checks - only with the applicant's written consent. Check payment hi...
What does it actually cost to buy, on top of the price?
Most first-time buyers budget for the price and the deposit - then get surprised by the costs on top. Example, run on Property HQ on 24 October 2026: a R1 500 000 home with a bond...
Worked example: a 2-bed flat as a first rental
WORKED EXAMPLE - not a real listing. Figures run on Property HQ on 24 October 2026, at prime of 10.75%. The setup: a 2-bedroom flat in Beacon Bay, using the area's typical figures....
Member's own analysis — not financial advice. Figures are the poster's assumptions.